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Tuesday, April 28, 2026

Market timing requires a skill that’s almost impossible to master.An investor not only has to determine when stock prices have peaked (so you can sell), but also when they have bottomed (so you can buy).In recent weeks, many people...

Tuesday, April 7, 2026

We hope everyone is faring well amid the recent market volatility. We know these times can be unsettling, but periods of short-term turbulence — especially when tied to geopolitical events or policy announcements — are a normal part of...

Tuesday, March 10, 2026

Is the “lock in” breaking, or are homeowners going to double down on their low-cost mortgages?The most recent stats show that 20 percent of home borrowers now have mortgages with an interest rate over 6 percent, indicating they have...

Tuesday, February 24, 2026

We’ve all been there. You’re scrolling through your phone, computer, or tablet, and a notification pops up.“Update Me!”While that isn’t the exact wording, the meaning is the same. Something wants to be updated to the most recent...

Tuesday, January 13, 2026

The stock market posted another solid year in 2025, increasing by double digits for the third consecutive year. As expected, the journey was not without volatility. Markets experienced notable pullbacks along the way, including...

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Wednesday, January 7, 2026

The Internal Revenue Service recently released new limits for 2026. Although these adjustments won’t bring any major changes, there are some minor elements to note.Individual Retirement Accounts (IRAs)IRA contribution limits are up...

Tuesday, December 23, 2025

Once again, the year has flown by! In these final weeks of the year, our thoughts often turn to the comforts of home and family — of sharing good cheer with neighbors, friends, and loved ones.In that spirit, we would like to wish you a...

Monday, December 8, 2025

When the One Big Beautiful Bill (OBBB) Act was passed on July 4, the legislation left several unanswered questions that the IRS is now addressing. The IRS undergoes this process every year, but this time around, the OBBB has added to...

Tuesday, November 11, 2025

On November 11, we honor the bravery and sacrifice of those who have served America in the armed forces. It is also a time to appreciate the commitment of our active military personnel and their dedicated families. Let us honor their...

Monday, November 3, 2025

When the government shuts down, so do several agencies that put out the economic reports the Fed looks at when setting interest rates. In fact, the delayed September Consumer Price Index report, which was released on October 24, was...

Wednesday, October 15, 2025

Filing for Social Security is one of the biggest financial decisions you will make. That is why it is the choice of a lifetime. Join us for an educational webinar on Thursday, October 16 at 4:15 EDT to learn many filing rules and...

Tuesday, October 7, 2025

We hope that everyone had a great summer and that you are enjoying the “summer-like” weather we have experienced this fall in New England. Both the stock and bond markets enjoyed the summer as well, as most asset classes saw positive...

Wednesday, October 1, 2025

MSA Financial recently set sail around Boston Harbor, enjoying the beautiful city views as we bid farewell to summer. We look forward to a productive and successful fall season.

Tuesday, September 23, 2025

The Fed lowered short-term interest rates at its September 2025 meeting, but the question on most people’s minds is, “What’s in it for me?” That’s a fair question, so here are some ideas to consider. First-wave changes: Any loan...

Tuesday, September 2, 2025

We are grateful to have had Shane Burns (Boston College, Class of 2027) and Ellie Stram (Northeastern University, Class of 2028) assist us as interns this summer. As our firm transitioned to becoming a fully independent RIA this summer...

Wednesday, July 23, 2025

Just before the July 4th holiday, Congress passed a domestic policy bill that extended the 2017 tax cuts that were set to expire this year while making some of the 2017 rules permanent. The bill also created several new tax laws for...

Thursday, July 10, 2025

The second quarter started off with the so-called “Liberation Day” tariff announcement on April 2nd and the resulting market volatility (some indices were down 20% or more at the time) and it finished off almost three months later...

Wednesday, June 18, 2025

The Fed’s May meeting was pretty much a humdrum event. Even Fed Chair Powell's post-meeting press conference was uneventful. “We are always going to do the same thing,” he said. “We are going to use our tools to foster maximum...

Wednesday, June 4, 2025

We get regular updates on the Social Security trust fund. The Social Security Board of Trustees announced that the trust funds had revenue to pay full benefits until 2035. Generally speaking, the headline’s tone is very grim and...

Wednesday, May 7, 2025

It's more than a slight understatement to say that tariffs have added to market uncertainty and sparked talk about the pace of economic activity. In times like these, we'd normally see people trying to "buy the dip," but investors and...

Tuesday, April 22, 2025

Did you know that for the 2024–2025 academic year, the average cost for one year of college—including tuition, fees, room, board, and other expenses—is $29,910? That price is for public four-year, in-state schools. To attend a private...

Friday, April 11, 2025

What a challenging start to the second quarter it has been. Last week, the tariffs that were announced to the world were much more significant than anyone expected and now the “dealmaking process” has begun with no shortage of media...

Friday, April 4, 2025

With recent headlines about new tariffs and market fluctuations, it’s natural to feel some concern about your investment portfolio. Periods of short-term volatility—especially when tied to geopolitical events or policy...

Thursday, March 20, 2025

It’s been a busy few weeks as all the mixed economic signals have unsettled Wall Street—and market volatility is never comfortable for investors. Here’s a short recap, so grab some popcorn. We’re going to cover a lot of ground...

Wednesday, March 5, 2025

Warren Buffett, known by some as the Oracle of Omaha, gets much attention whenever he speaks on the record. In a letter opening his company’s annual report, he’s again caught the ear of the business world.1 Some highlights from the...

Tuesday, February 25, 2025

Why Phones Have Become a Leading Source of Cyberattacks Smartphones have emerged as a prevalent channel for cyberattacks due to their continuous internet connectivity, the vast troves of personal data they carry, and their frequent...

Wednesday, February 5, 2025

You may have heard about the recently signed Social Security Fairness Act and wondered what it was and how it might affect you.The Social Security Fairness Act eliminates two longstanding provisions for Social Security: the Windfall...

Tuesday, January 28, 2025

Are you in your early sixties and hoping to make a splash in your retirement strategy? The SECURE Act 2.0 introduced a $11,250 catch-up contribution for those aged 60-63. This “super catch-up” is part of a new tiered catch-up...

Wednesday, January 15, 2025

Happy New Year!!! We hope that everyone had a great holiday season and was able to enjoy time with family and friends. The stock market posted another solid year in 2024 fueled by excitement over artificial intelligence enhancements...

Wednesday, January 8, 2025

With the new year comes the annual tradition of setting a resolution. We’re sure you won’t be surprised to hear that we are in favor of resolutions that change your financial habits for the better. Here are a couple of financial...

Thursday, December 19, 2024

From our MSA family to yours, we wish you a joyful holiday season and a happy new year!